Research
Best for: answering ad-hoc queries by retrieving precise articles, definitions, and related Regulatory standards.
"How does XYZ relate to the regulatory framework?"
Validate
Best for: Auditing documents (PDFs) or sections of documents against regulatory requirements. Generates a Table with a structured Gap Analysis of potential non-compliance.
"Is XYZ potentially non-compliant with any part of the regulatory framework?"
Decipher
Best for: Explaining dense legal text. Understands, looks up and explains cross-references and implications.
"What does XYZ mean, in the context of the Regulatory framework?"
The Knowledge Base
Prudentia is grounded in the complete regulatory framework of the European Banking Union. Our vector database is updated regularely to maximize correctness regarding regulatory references.
Banking Union Framework
Full coverage of the Single Rulebook, including all Delegated Regulations, Directives (CRD/BRRD), and Regulations (CRR/SRMR).
EBA RTS & ITS
Comprehensive index of all Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITS) across all risk types.
SRB Policies
Complete ingestion of Single Resolution Board (SRB) policies, expectations for banks (EfB), and operational guidance documents.
ECB & ESMA
Includes ECB Supervisory guides and significant ESMA regulations relevant to capital markets and financial instruments.
Basel Framework
Global standards from the Basel Committee on Banking Supervision (BCBS) are integrated for cross-referencing international norms.
Legal Acts
Access to the full depth of legal acts, implementing acts, and official journal publications relevant to the sector.
Research
Research mode is the default mode for Prudentia. It is designed to increase efficiency and effectiveness for tasks that need strict regulatory grounding. Unlike generic LLMs, Prudentia does not predict the regulatory framework based on probability; it is deterministically grounded in the Regulatory Framework of the European Banking Union.
Formulate Specific Queries
Avoid "Tell me about risk". Instead, ask "What is the look-through approach for CIUs under Article 132 CRR?"
Regulatory Grounding
Prudentia generates an answer that is strictly grounded in the regulatory framework, filtering out generic information.
Verify with Citations
Prudentia links every claim to a source. Click the sidebar citations to view the raw regulatory text.
Screenshot: Research Interface
Screenshot: Gap Analysis Table
Validate
Manually cross-referencing a policy draft against EBA Guidelines is error-prone and cumbersome. Validate mode automates the "first line of defense" check.
Upload Your Document
Upload a PDF (e.g., Recovery Plan, ICAAP Methodology).
Define the Standard
Tell Prudentia what to check against (e.g., "Check against EBA Guidelines").
Review the Table
The output is a structured table listing gaps, severity, and specific regulatory references.
Decipher
Decipher mode is tuned to explain dense regulatory texts and/or the potential operational impact of a statute, not just its literal meaning.
Paste Complex regulatory text. Ask for explanation or business implications.
Copy a dense paragraph from a legal text or a new RTS.
Regulatory Interpretation
Prudentia parses the legalese, grounding its interpretation in the relevant definitions and cross-references of the framework.
Get Operational Insights
Receive a clear breakdown that highlights potential business constraints and implications.
Screenshot: Decipher Output